Protection for better employment relations and competitiveness
Every employee would like to have comprehensive staff benefits including accident and health insurance in case they suffer from an unforeseen accident or illness anytime at home or at work, and require costly medical treatment. If such an accident is deemed to be your fault as an employer, your business can be held liable. The subsequent substantial burden of compensation and legal expenses could adversely affect your company’s profitability, competitiveness and future growth. These benefits are not only the way to attract high-calibre new blood, maintain high morale and encourage low turnover, but also can be a key to enhancing your company’s competitiveness.
To help SMEs and corporate customers protect their employees and operations from the financial consequences of medical needs due to accidents and illnesses, our network in Asia offers a range of products covering:
- Group Medical – Hospitalisation, Surgical and Outpatient Benefits
- Group Personal Accident - Accidental Death and Permanent/Temporary Disablement Benefits (lump sum payment in the event of death or permanent disablement), Medical Expenses, Income protection and Hospital Cash Allowance
Your employees can also enjoy our comprehensive 24-hour Worldwide Emergency Assistant Services including:
- Emergency Medical Repatriation and Evacuation
- Medical Advice from a Doctor over the Phone
- Hospital Admission Guarantee Arrangement
- Return of Mortal Remains in Case of Death
- Referral Services on Legal Service
- Compassionate Visit Arrangement for a Friend or Relative, or Children’s Escort in case the Insured is Hospitalised
* The above only serves as a general description of our products and services in some of our Asia Operations. Please note that not all the products are offered in all markets. To check on the availability in your market simply click the Product Finder on the left. For product details and coverage, please check with your local insurance broker or a QBE authorised agent.